This chili is amazingly fast and very healthy. To me, chili is all about the toppings. The usual suspects in the Frank household are cheese, sour cream, sliced scallions, diced fresh tomatoes, chopped cilantro, Cholula hot sauce, and jarred jalapeños. Phil also likes to crumble tortilla chips or saltines over his bowl. This bowl of chili is the perfect winter-night comfort food!