Moist bread with chunky apples and drizzled with delicious caramel topping     To begin preheat your oven to 350 degrees. Grease to standard loaf pans, set aside. In a bowl, combine 4 cups of flour, 1 tsp salt, 2 tsp baking powder, 1 tsp baking soda, 1/2 tsp nutmeg, 1/2 tsp cinnamon and 1/4